To put it quite bluntly, current employee benefit programs are largely ineffective, broken, and filled with problems. They'll drive your HR department mad, lower productivity, cost you a large chunk of money, and in most cases they're actually equivalent to throwing money in a fire. Take a look at health insurance – forty five percent of your investment in it is estimated to be nothing but a waste. There are plenty of reasons that the system's broken, and plenty of reasons that retail employee benefits are the solution to the problem. Using retail employee benefits is filled with advantages that other options just can't offer, and they're easy to understand, implement, and maintain. If you're ready for a better option, retail employee benefits are worth a closer look.